Are You Ready To Buy a Home?  Know The Signs

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Top Six Signs That You're Ready To Buy a Home

Figuring out whether you're ready to buy a home -- whether you're a renter or are aiming to move up or size down -- can be a daunting task. But there are signs that will indicate whether you're ready to take the buying plunge.

If you are thinking about buying a home, you're not alone.

The housing market has reached a new plateau. "Over the last few years, it's become apparent that the level of home sales will generally remain at higher levels than what was common in the mid-1990s," . "The fundamental change is a growing population with a rising number of households entering the age in which people typically buy their first home. In short, we have the need, desire and ability for people to buy homes."

So are you ready to make the move? You might be if you:

1)   Are familiar with the Real Estate market. If you've been paying attention to how much houses are listed for in the neighborhoods you're eyeing and have a realistic view of how much a house will cost you, you're in good shape. But if you're dreaming about that big corner house with no clue about it's asking price, you may want to spend some more time becoming familiar with the market and how much houses are going for.

2)   Have the money for a down payment and closing costs or you may take advantage of the “No Money Down  Plan” learn more.

3)   Know how much you can afford. As a general guide, your monthly mortgage payment should be less than or equal to a percentage of your income, usually about a quarter of your gross monthly income. Also, your income, debt and credit history go into determining how much you can borrow. As a general rule, your debt -credit card bills, car loans, housing expenses, alimony and child support -- should not be more than about 30 to 40 percent of your gross income.

For Buying signs 4-6 download the full report, please verify your contact information before submitting your request.

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